In Michigan, a car is considered a total loss, or "totaled," when the cost of repairs plus the salvage value equals or exceeds a percentage of the vehicle's actual cash value (ACV). In Michigan, this threshold is typically set at 75% of the vehicle's ACV.

Whether you were hit by an uninsured driver or not, getting full value for your car from your insurance company is a challenge. Often insurance companies will ignore you or low-ball you and ask you to take a payoff that is too low. We regularly assist clients in getting maximum value for a totalled vehicle.

Additionally, an at-fault driver’s insurance company may also have to pay up to $3,000 under the mini-tort law to compensate you for the loss of your vehicle or property.

To discuss your specific situation, contact our attorneys at 231-486-6556 today.